Personal Finance Calculators
Free online personal finance calculators for budgeting, savings, debt, and everyday money decisions.
Coffee Shop Habit Annual Cost
Calculate the annual cost of buying coffee at a shop versus brewing at home. Includes the lifetime opportunity cost if invested instead at a chosen return rate.
Side Hustle Hours Needed Calculator
Calculate how many hours per week of side income you need to reach a savings goal, debt payoff, or income target. Factors in tax, expenses, and timeline.
Lottery Annuity vs Lump Sum Calculator
Compare lottery annuity payments vs lump sum after federal and state taxes. Find the present value of annuity payments and decide which option is worth more.
Pet Care Cost Calculator
Estimate the annual and monthly cost of owning a dog or cat. Enter food, vet, grooming, insurance, and other expenses to find your total pet ownership cost.
Scrap Gold Calculator
Calculate the melt value of your gold jewelry, coins, or bars. Enter weight, karat purity, and current spot price to find what your scrap gold is worth.
Scrap Silver Calculator
Calculate the melt value of silver coins, jewelry, or flatware. Enter weight, purity (sterling, fine, coin silver), and spot price to find your scrap value.
Wedding Budget Calculator
Plan your wedding budget by category. Enter your total budget and guest count for a recommended breakdown across venue, catering, photography, and flowers.
Annual Cost of Eating Out Calculator
Calculate the annual cost of eating out from cost per meal and meals per week. Includes 5-year and 10-year totals with optional invested-instead growth.